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Add ‘Theft from Unlocked Vehicle’ Coverage

What is this Optional Coverage?

When equipment is stolen from a vehicle, a police report is required to submit a claim for the stolen gear. Police will look for signs of forcible entry, such as broken glass or a bent door panel. If there are no signs of forcible entry, it is assumed the vehicle was left unlocked. This scenario is excluded from coverage under a standard policy unless you add ‘Theft from Unlocked Vehicle’ coverage.

Per the terms of this policy, any theft from a vehicle without signs of forcible entry is considered theft from an unlocked vehicle.

Since accidents happen and many rental houses require this coverage before releasing gear, we highly recommend adding it to your policy. However, it is ultimately up to you to decide how often your gear is in a vehicle and how diligently it is secured when left unattended.

Adding ‘Theft from Unlocked Vehicle’ Coverage at Policy Purchase

  1. Complete Your Application: During the insurance application process, you will be asked if you wish to cover your equipment if stolen from an unlocked vehicle.
  2. Select YES: Click YES to add this coverage.
  3. Additional Premium: An additional premium will be applied to your quote.
  4. Coverage Activation: This coverage will apply to your policy for the entire policy term once you complete the purchase.

Adding ‘Theft from Unlocked Vehicle’ Coverage After Policy Purchase

  1. Log In: Visit InsureMyEquipment.com and log in to your account.
  2. Access Dashboard: Navigate to your Dashboard.
  3. Modify Coverage: Click ‘Edit Policy Options or Increase Coverage’ or ‘Modify Coverage Period and Amount’.
  4. Add Coverage: Click YES next to ‘Add coverage for theft from an unlocked vehicle’.
  5. Submit and Pay: Click Submit and complete the payment process.
  6. Policy Update: Your policy will be updated immediately after payment.
  7. Generate New Certificate: Create a new certificate of insurance for the rental house or individual requiring this coverage.

By following these steps, you can ensure your equipment is protected against theft from an unlocked vehicle, giving you peace of mind and meeting rental house requirements.

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