What is photography equipment rental insurance?
When you rent photography equipment, you’re generally responsible for anything that might happen to the equipment during the rental period. An accident or theft could result in substantial costs. To help protect against such a risk, photographers can get photography equipment rental insurance.
Photography equipment rental insurance is a specific type of coverage tailored for cameras and related accessories that are being rented. Policies normally protect against damage or loss.
Who should consider purchasing photography gear rental insurance?
Any photographer or business renting cameras should consider getting photography gear rental insurance. All sorts of professional photographers may want the insurance.
For example, freelance, news, wildlife, sports and overseas photographers often purchase policies. So too might new real estate, portrait and other photographers if they don’t have high-end equipment yet.
Although established professionals are likely to have their own equipment, there are situations where they rent. For example, they might rent specialized equipment (especially accessories) for a specific shoot, to try out a new camera before buying it, or if their own camera breaks. In these situations, a short-term rental policy can be helpful.
Hobbyists might rent equipment from time to time, as well. Some people rent a high-end camera for vacation trips, especially photography-specific trips, and thus might want a short-term policy.