Production Equipment Rental Insurance

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Production Equipment Rental Insurance

What is production equipment rental insurance?

Renting production equipment provides a practical solution for many businesses, but it also brings inherent risks. If any of the rented gear is damaged or lost, the responsibility of repairing or replacing the damaged items might fall on the renter. Production equipment rental insurance can offer crucial financial protection in such situations. 

Production equipment rental insurance generally protects production equipment against various causes of damage or loss. The insurance is for when businesses rent, rather than own, equipment.

Who should consider production gear rental insurance?

Any business renting production equipment should consider production gear rental insurance. Replacing lost or damaged equipment can be quite expensive if there’s no coverage in place.

This is most often purchased by businesses and other organizations that rent equipment for film projects. For example, independent movie studios and small videography groups might get coverage. So too could theater companies, historical societies and other organizations if they have a one-off video to make.

Production Equipment Rental Insurance

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Production Equipment Rental Insurance

How long does a production equipment rental policy last?

The duration of a production equipment rental policy is designed to be flexible so that it can accommodate different needs. Coverage normally can be purchased for anywhere from several days to a year.

What type of equipment does production gear rental insurance cover?

Production gear rental insurance offers coverage for a wide variety of production gear. Depending on their terms, policies may cover equipment such as:

  • Cameras and camera equipment
  • Sound and lighting equipment
  • Communications equipment
  • Portable electric equipment
  • Editing and projecting equipment
  • Generators and miscellaneous small items
Production Equipment Rental Insurance

Do production gear rental policies cover cranes or lifts?

Cranes and other lifts normally aren’t covered by a production gear rental policy, even if the crane is rented. Cranes usually require their own insurance policy, because these are such large and specialized equipment.

What risks does a production gear rental policy protect against?

Production gear rental policies typically protect covered gear against several potential risks that could result in equipment loss or damage. This can include perils such as:

  • Damage during transit
  • Weather-related damage
  • Fire or smoke damage
  • Water damage
  • Theft
  • Accidental Damage

Does production gear rental insurance cover accidental damage?

While many production equipment rental policies offer coverage for accidental damage, it's not a universal feature. An insurance agent who specializes in production gear rental policies can help find a policy that includes this protection. policies do cover accidental damage, so you can rest assured knowing you are protected.

Does a production equipment rental policy cover use in other countries?

Whether rented production equipment is still covered in other countries varies, depending on the particular terms of a policy. A knowledgeable insurance agent can check whether a policy provides protection overseas. policy coverage extends world wide, so you can travel with confidence, knowing your equipment is protected.

Do rental houses require production equipment rental insurance?

Rental houses do require this coverage. Often, they will ask for the policy to include a maximum limit that includes the value of all the gear rented, in addition to any other rental house gear that may have been rented during the same time frame. The rental houses will ask to be listed as “Loss Payee” on a Certificate of Insurance.

How much does a production equipment rental policy cost?

The cost of a production equipment rental policy can depend on several factors, including the value of the rented equipment, the rental duration, and the specific risks covered.

Even with variances in premiums, though, these policies tend to be quite affordable. Policies can fit within small production budgets for short-term projects, or provide cost-effective coverage for long-term rentals.

To find out how much insuring a rental will cost, videographers can get a customized quote for a policy.

Where can businesses get production equipment rental insurance?

If you're in the process of renting production equipment and need insurance, check out the specialized policies that are available at Insure My Equipment. You can use our website to customize your coverage and purchase a policy online, or we have independent insurance agents ready to answer any questions you might have about production equipment rental insurance. Either way, our policies can insure your rented gear is protected from a variety of potentially costly perils.

Client Testimonials

“I have had a great experience with InsureMyEquipment. They have reasonable rates and have been very hands-on with customer service as my coverage needs have changed. Highly recommend!”

Amanda Micheli, Runaway Films LLC

“Best insurance company for all my gear! The customer service is amazing and they help me with all my last minute needs.”

Carlos Jaramillo, Los Angeles Photographer

“Incredible service. I needed a policy renewed over a weekend and needed a rental house to get information from them for rental insurance of equipment. Nadia went out of her way to provide services and to help With the rental house problem. Nice efficient, helpful, incredibly friendly and helped diffuse a very tense situation.”

Norman Solomon, Student Filmmaker

“I feel much better knowing my gear is insured. Trying to do it with my homeowner’s or other agencies was a major pain and cost more. The portal is easy to use and adding equipment in the middle of a term is very painless. The support I have received along the way has been very helpful. There is a very pleasant person at the other end of the transaction who promptly replies to any questions. ⭐⭐⭐⭐⭐”

Bob Free, Photographer

“Insure My Equipment has been my gear insurance provider for many years. Their website & customer service are great. I’m able to generate COIs right from the web. Any customer service issues are dealt with quickly. Highly recommend them”

David Flad, Q1 Designs, Inc.

“I’ve used InsureMyEquipment since 2017. Never had any problems and the pricing is more than fair. Highly recommend.”


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