Insure My Equipment

InsureMyEquipment.com is your quick and easy portal to get coverage for production equipment.

False Pretense coverage (also known as voluntary parting) is meant to provide coverage for your owned equipment while it is out for rent/borrow/lease to another party, who does not return the equipment as expected.


To qualify for false pretense coverage:

  • The equipment being leased/rented/borrowed is already included in your total equipment limit.
  • There will be a written contract in place before any equipment is released to a renter/lessee/borrower. This contract will specify that the renter/lessee/borrower assumes full responsibility for any loss, damage, or theft of the equipment while it is in their possession.

Additional Information

  • The deductible for false pretense claims will be 5%  of the total loss amount with a minimum deductible of $500 and a maximum deductible of $25,000
  • The maximum False Pretense coverage you can purchase online is $50,000. If you require a higher limit, reach out to InsureMyEquipment@heffins.com.
  • We highly recommend this coverage if you are ever releasing your equipment to a third party, even if through a reputable peer-to-peer like ShareGrid or KitSplit.