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Leased/Financed Equipment

If you are financing or leasing equipment through a bank or other institution, you will need to provide proof of coverage. If you do not, the institution may purchase insurance on your behalf, often at a higher cost.

How to Insure Your Leased/Financed Equipment

  1. Apply for the Owned Equipment Policy:
    • This policy will cover your leased or financed gear.
  2. Generate a Certificate of Insurance (COI):

Adding Custom Wording to a COI

Sometimes, companies require specific information to be listed in the ‘Description of Operations’ or ‘Comments’ sections of a Certificate of Insurance. This customization is possible, but it cannot be done online.

To request custom wording on your COI, please follow these steps:

  1. Email Us:
    • Send an email to [email protected] with the following information:
      • Subject: Custom COI
      • Body:
        • Your policy number and name
        • Company name, address, email, contact name
        • Specific wording required in the ‘Description of Operations’ section
  2. Forward Relevant Emails:
    • Alternatively, you can forward the email you received from the financing company or institution that includes the insurance requirements and custom description wording.
  3. Processing Time:
    • Allow up to 24 business hours for custom COI requests.

Important Information

  • General Liability Coverage:
    • If a rental house requires you to be listed as ‘Additional Insured’, you must have General Liability coverage in addition to property coverage.
    • You can apply for short-term or monthly general liability coverage online at InsureMyEquipment.com.
    • After purchasing this secondary policy, you can generate an instant COI.

For any additional questions or assistance, please contact our support team at [email protected].

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