Help Center
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Leased/Financed Equipment
If you are financing or leasing equipment through a bank or other institution, you will need to provide proof of coverage. If you do not, the institution may purchase insurance on your behalf, often at a higher cost.
How to Insure Your Leased/Financed Equipment
- Apply for the Owned Equipment Policy:
- This policy will cover your leased or financed gear.
- Generate a Certificate of Insurance (COI):
- After purchasing your policy, you must generate a COI for the financing company, which includes your lease number and the specific equipment you are leasing or financing.
- Click here to learn more about requesting a custom COI.
Adding Custom Wording to a COI
Sometimes, companies require specific information to be listed in the ‘Description of Operations’ or ‘Comments’ sections of a Certificate of Insurance. This customization is possible, but it cannot be done online.
To request custom wording on your COI, please follow these steps:
- Email Us:
- Send an email to [email protected] with the following information:
- Subject: Custom COI
- Body:
- Your policy number and name
- Company name, address, email, contact name
- Specific wording required in the ‘Description of Operations’ section
- Send an email to [email protected] with the following information:
- Forward Relevant Emails:
- Alternatively, you can forward the email you received from the financing company or institution that includes the insurance requirements and custom description wording.
- Processing Time:
- Allow up to 24 business hours for custom COI requests.
Important Information
- General Liability Coverage:
- If a rental house requires you to be listed as ‘Additional Insured’, you must have General Liability coverage in addition to property coverage.
- You can apply for short-term or monthly general liability coverage online at InsureMyEquipment.com.
- After purchasing this secondary policy, you can generate an instant COI.
For any additional questions or assistance, please contact our support team at [email protected].