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Modify Scheduled Equipment

When you purchase coverage to protect your owned gear, your total equipment coverage is divided into two categories: scheduled and unscheduled.

Scheduled coverage applies to items you own valued above $2,000, while unscheduled coverage includes everything else.

Example Scenario

Suppose you have a total of $15,000 in owned equipment coverage. You own:

  • A laptop worth $4,000
  • A camera worth $3,000
  • A guitar valued at $2,500
  • Lots of other gear valued below $2,000 which total about $5,500 in value

In this case, your scheduled equipment limit totals $9,500, and the remaining $5,500 is your unscheduled limit.

Adding Scheduled Items

When applying for coverage, you need to list your ‘Scheduled’ items with details such as make, model, replacement cost, and serial number (if applicable).

Updating Scheduled Items

You can adjust your scheduled items at any time during your coverage term from your dashboard. Here’s how:

  1. Log In: Visit and log in to your account.
  2. Access Your Dashboard: Navigate to your Dashboard.
  3. Edit Scheduled Equipment: Click ‘Update Scheduled Equipment List’.
  4. Manage Items: Add, edit, or remove items as needed.
  5. Adjust Coverage: The value you add or subtract from this list will be reflected in your unscheduled equipment limit.
  6. Finalize Changes: Click ‘Done’ to save your updates.
  7. Review New Limits: Since any equipment value removed from the scheduled coverage will automatically apply to unscheduled coverage, review your new unscheduled limits and reach out to [email protected] if you need to decrease your unscheduled limit.

You have up to 90 days to add any newly acquired item valued over $2,000 to your policy; otherwise, it won’t be covered. However, if you already own the item, you need to add it to your scheduled equipment list immediately for any coverage to apply.

Updating Scheduled Equipment During Renewal

If you receive a renewal notification and need to update your equipment list, you can do so while completing your Renewal Application. Here’s how:

  1. Log In: Visit and log in to your account.
  2. Access Renewal: Click the link ‘Click Here to Renew Your Policy’.
  3. Complete Renewal Application: Include any updates to your scheduled equipment.

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