InsureMyEquipment.com
Photography Equipment Insurance
What is photography equipment insurance?
Whether you're a dedicated professional or an impassioned hobbyist, your photography gear is a crucial part of your work. It's often also an expensive part of getting into the field. Because of its cost, the cameras and associated gear should be protected whenever possible. This means properly stowing gear in bags, using wrist/neck straps, and taking other, similar precautions. It also frequently includes getting photography equipment insurance.
Photography equipment insurance offers coverage that's tailor-made for cameras and their accessories. Insurance may help protect against fire, theft, smoke, water damage, many weather events and more.
Who should consider purchasing photography gear insurance?
Photography should be a consideration for anyone who has dedicated a substantial amount of females towards their equipment. Professionals and hobbyists alike might purchase coverage.
Some of the types of photographers who often opt for photography gear insurance include the following:
- Portrait and wedding photographers
- Nature and wildlife photographers
- Commercial and product photographers
- Sports and event photographers
- Fashion photographers
- Underwater photography experts
- Photojournalists
- Hobbyists with specialized equipment
Insurance agents specialized in these policies can provide guidance to professionals and hobbyists, helping determine whether photography gear insurance is a good investment for them.
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What gear can photography equipment policies cover?
Photography equipment policies may cover a wide range of gear. Coverage for cameras is included in almost every policy. Policies also can extend to many camera accessories. Some of what a policy might cover includes:
- Cameras (e.g. DSLRs, mirrorless, point-and-shoot)
- Lenses and lens filters (e.g. IS lenses, macro lenses, telephoto lenses)
- Lighting equipment (e.g. speed lights, mono lights, LED lights, umbrellas)
- Props (e.g. portable backdrops, staging props, handheld props)
- Memory and power sources (e.g. card readers, memory cards, batteries)
- Stability devices (e.g. tripods, monopods)
- Underwater housing
- Other gear as specified in a policy's terms
If there's any uncertainty as to whether a particular piece of equipment is covered, photographers can check the policy's coverages with an insurance agent well-versed in photography gear insurance.
Do photography equipment policies protect against accidental damage?
Our photography equipment policies include protection against accidental damage. This is an especially important protection to consider if cameras are used in non-studio settings, where they're more likely to be bumped or otherwise damaged. It's also good to consider even if working in a studio.
Do photography equipment policies cover gear when traveling overseas?
Our policies include worldwide coverage, with the exception of Countries currently under sanctions by the US State Department.
How much does it cost to insure cameras and accessories?
The premiums for photography gear insurance are influenced by several factors, so the cost of insuring cameras and accessories can vary. The primary factor influencing premiums is the value of the photography equipment that's being insured, although this isn't the only detail that affects premiums.
Even with varying costs, many photographers are pleasantly surprised to find that insurance is usually quite affordable. A policy might provide coverage for thousands of dollars worth of equipment for an annual premium of just a few hundred dollars. To get an idea of what insuring your equipment might cost, you can request a customized quote online.
Where can photographers get photography equipment insurance?
If you need to insure photography gear, you can quickly get a quote for a robust policy on our website. We at Insure My Equipment specialize in helping people protect their gear, including helping photographers protect their gear with photography equipment insurance.
InsureMyEquipment
757 S Alameda St UNIT 350, Los Angeles
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Signed up with Insure My Equipment years ago and have nothing but good things to say. The website makes adding/ deleting insured items super easy and when I've had a claim there has been no issues at all.. Great option for Photographers, … More DP's and other production folks who need to protect their gear
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Insure My Equipment was timely and treated my claim with care. It's hard to know whether you can trust insurance companies to come through when you need them and Insure My Equipment took care of our company every step of the way. … More They are transparent, easy to use and I'd recommend them for the peace of mind incase something goes wrong.
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InsureMyEquipment had served my Video Production Business for many years. They were easy to work with and responsive in a timely manner when I needed a document put together right away. Their prices are also competitive.
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I've used many insurance providers, and they are by far the best. Other insurance providers respond in the coldest most sterile apathetic way without any emotion. InsureMyEquipment has real humans that ALSO behave and respond like … More humans, crazy right! They also had coverage options I never knew existed. They had the most coverage, the most options, and a better price than most of my previous insurance providers.
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It's simple: you pay monthly and they get your back when you have a claim. That's the business. And InsureMyEquipment has done this for me for over a decade, including a decent sized claim. My agent, Nadia, is always responsive … More and helpful, too.
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