ShareGrid Insurance

What equipment does ShareGrid Rental Insurance cover? 

ShareGrid Rental policies are specifically for photography, videography and similar equipment, which is why it’s often the right solution for photographers and filmmakers.

Within the field of photography and videography, the insurance is able to protect a wide array of gear. For example, all of the following can usually be covered:

• Digital cameras, underwater cameras, film cameras and other cameras
• Video cameras, camcorders and other videography equipment
• Drones, remote video cameras and remote cameras
• Flashes, standalone lights, umbrellas and backgrounds
• Lenses, stabilizers, tripods, grips and similar accessories
• Memory cards, camera bags and similar items

An insurance agent who knows ShareGrid’s policies well can help determine whether any specific item would be covered by this type of policy.

Does ShareGrid offer coverage for drones?

Yes, ShareGrid policies are available for drones used in photography and videography. Most ShareGrid policies can cover drones up to $3,500 against damage and theft.

What risks does ShareGrid Rental Insurance protect against?

Sharegrid Rental Insurance generally provides two types of coverage:

• Damage Only Coverage: Usually covers various causes of damage, including accidental damage. Damage is typically defined as anything impairing the actual functionality of the gear, excluding cosmetic blemishes. 
• Damage & Theft Coverage: Usually covers damage as previously defined, and also theft by unknown parties. Theft claims frequently require a police report.

It’s important to note that most theft claims require a police report, so policyholders should contact authorities if their rented gear is ever stolen.

Does ShareGrid cover accidental damage?

ShareGrid doesn’t just cover accidental damage, but has a coverage option that’s almost specifically for this. The coverage may apply to damage occurring when:

•  An item is dropped
• The policyholder carries the item and falls
• A dog chews on an item
• An item is left on a car roof and falls when the car starts
• Other similar situations that happen every day

Because the exact types of accidents that are covered are determined by a ShareGrid policy’s terms, these terms should be carefully reviewed with a knowledgeable insurance agent.

How long do ShareGrid policies provide coverage for?

Sharegrid policies can be customized in many ways, including how long their coverage lasts. A policy might last just a few days or weeks, or it could offer coverage for a full year. This is one of the options that’s chosen when getting a quote for a policy.

How much are the premiums for ShareGrid policies?

ShareGrid seeks to make insurance affordable when renting photography gear. To this end, premiums for policies tend to be quite affordable. Coverage could be as little as a few dollars, depending on equipment value, policy duration and some other details.

Questions? Send us an inquiry or email us directly