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Video Camera Insurance
What is video camera insurance?
Whether you're a professional videographer, an aspiring filmmaker, or a vlogger, purchasing high-quality video cameras requires a significant financial investment. Protecting that investment with video camera insurance can help ensure you’re able to continue filming even if something happens to the gear you have.
Video camera insurance offers coverage specifically designed to protect video cameras. Policies are available for a wide range of video camera types, and can protect against various risks.
Who should consider purchasing video camera insurance for their equipment?
Anyone who has a high-end video camera may need video camera insurance. A policy is often the most effective way to protect video cameras that might not be fully insured otherwise.
For example, people and businesses such as the following frequently get video camera coverage:
- Professional videographers and cinematographers
- Independent and student filmmakers
- Vloggers and content creators
- Media production companies
- Film schools and film education programs
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As a videographer, I've used InsureMyEquipment since 2011, and it's been a great experience. I've only had one claim in the 15 years I've been with them, and they handled it quickly and efficiently.
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What types of video cameras can be insured?
Most high-end video cameras can easily be insured. Coverage is readily available for:
- Digital video cameras
- Action cameras
- Drones
- Film video recorders
- Specialty lenses and filters
- Associated equipment (e.g. bags, tripods, memory cards, etc.)
Still other cameras, recorders and accessories might be covered by a policy.
What risks do video camera policies protect against?
Video camera policies typically offer protection against a variety of potential damages These may include perils such as:
- Fire
- Theft
- Vandalism
- Water damage
- Damage during transit
- Accidental damage
Whether policies guard against accidental damage (or any other perils) depends on their particular terms and conditions. Videographers can review a policy’s terms with an insurance agent who specializes in video camera policies, to see whether accidental damage or specific other perils are covered.
Does homeowners or renters insurance cover video cameras?
Homeowners or renters insurance will usually cover less expensive video equipment that’s not used professionally. Expensive gear and cameras that are used for professional recording, whether that’s recording films or recording clients’ events, are unlikely to be covered under a homeowners policy’s terms.
For expensive video cameras that are used professionally, a video camera policy is often necessary even if a filming business is run from home.
Do video camera policies cover equipment when traveling?
Most video camera policies don’t limit their protections to a studio’s location, and will provide some coverage when traveling with equipment.
Videographers who travel to international filming locations should make sure they get a video camera policy that includes international travel among its coverages.
Our policies include worldwide coverage, with the exception of Countries currently under sanctions by the US State Department.
How much does it cost to insure a video camera?
The cost of insuring a video camera primarily depends on the value of the equipment, with more expensive equipment obviously costing more to insure in most cases. Other details, such as primary location, and type of equipment, typically also impact cost.
The best way to find out precisely how much insuring equipment will cost is to get a free custom insurance quote.
Where can videographers get video camera insurance?
If you have a video camera or similar equipment to insure, get a quote from us at Insure My Equipment. We’re confident that our video camera insurance policies should provide the protections you need, and we have competitive rates with convenient service. Get a quote quickly online through our website, or contact us to speak with a knowledgeable insurance agent. Either way, we’re here to help you make sure your video camera is properly protected.
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